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att name

Valerie L. Hletko

Partner

  • p. 202.349.8054
  • f. 202.349.8080
  • vhletko@buckleysandler.com

Biography

Valerie L. Hletko is a Partner in the Washington, DC office of BuckleySandler LLP. Ms. Hletko represents financial institutions and other financial services industry participants in examinations, investigations, and administrative enforcement actions initiated by the United States Department of Justice, the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Consumer Financial Protection Bureau, the Department of Housing and Urban Development, and state bank regulatory agencies and state attorneys general. Her enforcement practice is focused on a broad range of consumer finance issues, including fair and responsible lending and financial products trade practices. Ms. Hletko has represented financial institutions in individual and private class action litigation alleging violations of federal and state fair lending laws, mortgage fraud, and unfair, deceptive, or abusive acts or practices (UDAAP). Recent product-based representations include mortgage servicing, debt collection, overdraft, ancillary credit products, and short-term, small-dollar lending.

Ms. Hletko also counsels financial institutions on risk management, loss mitigation and residential mortgage loan modification programs, and compliance with consumer protection laws, such as the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Home Mortgage Disclosure Act, the Fair Debt Collections Practices Act, the Real Estate Settlement Procedures Act, and the Truth in Lending Act.

Ms. Hletko lectures and publishes on subjects of interest to financial institutions, including fair and responsible banking practices and regulatory enforcement trends.

Prior to joining BuckleySandler LLP in 2009, Ms. Hletko was an associate attorney with Skadden, Arps, Slate, Meagher & Flom LLP. From 2001-2003, she was an associate attorney with Paul, Weiss, Rifkind, Wharton & Garrison LLP.

Associations

  • Vice-Chair for Retail Banking and Consumer Law, American Bar Association - Banking Law Committee

Significant Representations

Publications