Amanjot (A.J.) Singh Dhaliwal is an Associate in the Washington, DC office of Buckley Sandler LLP. He counsels clients in the financial services industry, primarily in government enforcement, regulatory and compliance matters involving allegations of unfair, deceptive, or abusive acts in violation of the Federal Trade Commission Act (UDAP, Section 5), the Consumer Financial Protection Act (UDAAP, Section 1036), and similar state laws. Also, Mr. Dhaliwal handles matters involving federal and state consumer protection laws, including the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA), among others.
Mr. Dhaliwal represents financial institutions and individuals in matters initiated by the Consumer Financial Protection Bureau (CFPB), Department of Justice (DOJ), U.S. Department of Housing and Urban Development (HUD), Federal Trade Commission (FTC), Federal Reserve Board (FRB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), and Office of the Comptroller of the Currency (OCC), as well as state attorneys general and other state regulators such as the New York Department of Financial Services (NYDFS).
Mr. Dhaliwal has experience handling complex civil litigation involving financial institutions. His representations include:
- Banks and non-banks in CFPB in investigations, enforcement action, and escalated supervisory matters alleging UDAAPs in the sale, marketing, and/or servicing of ancillary products
- A credit reporting bureau in a CFPB enforcement action alleging UDAAP and FCRA violations relating to educational credit score and negative option billing
- Student loan industry participants in investigations initiated by the CFPB and state regulators, including matters closed without further action
- Directors with respect to regulatory proceedings and litigation involving troubled and failed financial institutions
- Non-bank servicers in consumer protection investigations and enforcement actions brought by state attorneys general, including multistate groups
Mr. Dhaliwal is active in the District of Columbia Bar, where he serves as Treasurer for the 2017-2018 Bar term. He also serves on the Bar’s Finance and Budget Committees. In his role at the D.C. Bar, Mr. Dhaliwal reports on the financial status of the Bar, monitors, reviews, and reports on the Bar’s financial and investment operations, and oversees the preparation of the Bar’s annual proposed budget.
Mr. Dhaliwal is a past president of the Washington D.C. chapter of the National South Asian Bar Association of North America (SABA-NA). He is heavily involved in the organization’s efforts to promote the professional development of South Asian American lawyers and law students, increase awareness and dialogue about legal issues of concern to South Asian Americans, and increase access to pro bono legal services for the South Asian American community. SABA-NA has advocated for South Asian Americans who have been the target of hate crimes and bias-related incidents. Mr. Dhaliwal received SABA-NA’s 40 Under 40 Award for his broad range of high achievement in his practice area, innovation, leadership, legal and community service and commitment to diversity.
Mr. Dhaliwal is firmly committed to providing pro bono legal services to members of our community who cannot afford to pay for counsel. He has represented unaccompanied minors in their immigration court cases and petitions for asylum and volunteered through the D.C. Bar’s Pro Bono Center and Washington Lawyers' Committee. Mr. Dhaliwal also serves on Buckley Sandler’s Diversity Committee.
Before joining Buckley Sandler, Mr. Dhaliwal was an attorney at two major law firms handling a variety of enforcement and litigation matters, including complex commercial, health care, and products liability matters, and government investigations. Mr. Dhaliwal received his LL.M. from The George Washington University Law School, where he focused on international business transactions and trade law. Mr. Dhaliwal earned his J.D. from Western New England University School of Law in 2007.
A.J. S. Dhaliwal, an Associate with Buckley Sandler, was elected Treasurer of the DC Bar , the second-largest unified jurisdictional bar in the country. Mr. Dhaliwal represents leading financial institutions and other corporate clients in connection with regulatory compliance matters, examinations...Press Releases
Awards & Recognitions
2017 Rising Star, South Asian Bar Association of North America
- J.D., Western New England University, 2007
- LL.M., George Washington University, 2008
- B.A., Simon Fraser University, 2000
- District of Columbia