Alexander D. Lutch is an Associate in the Washington, DC office of Buckley Sandler LLP. Mr. Lutch represents financial services industry clients in a wide range of regulatory, enforcement, and litigation matters, including matters relating to privacy and data security, Unfair, Deceptive or Abusive Acts or Practices (UDAAP)/Unfair or Deceptive Acts or Practices (UDAP), fair lending, and mortgage servicing.
With respect to privacy and data security, Mr. Lutch counsels clients on compliance with federal, state, and international privacy and data security requirements, including the development and revision of policies and procedures, consumer disclosures, and vendor agreements. He also assists clients in responding to actual or suspected data breaches.
Mr. Lutch received his J.D. from American University in 2012 (magna cum laude, Order of the Coif). During law school, he was a member of the Administrative Law Review and interned with the Federal Deposit Insurance Corporation's (FDIC) Division of Depositor and Consumer Protection, where he worked on issues relating to privacy, payments, and mortgage servicing. Mr. Lutch received his B.A. from Vassar College in 2009.
Buckley Sandler is the recipient of two 2015 Outstanding Achievement Awards from the Washington Lawyers’ Committee (WLC). These awards were presented in recognition of the firm’s work with the WLC’s Fair Housing Project on Jeter v. Cash and Jenkins v. UFR and the report, “Protecting Civil Rights in...Press Releases
On September 17, Buckley Sandler filed an amici curiae brief on behalf of six industry associations in a Supreme Court case addressing the right to rescind a transaction under the Truth in Lending Act (TILA). In Jesinoski v. Countrywide , No. 13-684, the Court will consider whether borrowers must...In The News
The last few weeks of 2015 saw two important legislative developments relating to the Servicemembers Civil Relief Act (SCRA). First , in November, the Department of Justice (DOJ) submitted a legislative package to Congress with proposed revisions to several existing laws that protect service...Articles
Marketing services agreements (“MSAs”) have been standard mortgage industry practice for decades. While Section 8 of the Real Estate Settlement Procedures Act (“RESPA”) prohibits entities and individuals from giving or receiving “any fee, kickback, or thing of value” pursuant to an agreement to...Articles
On March 26, the CFPB announced that it is considering proposing a rule to “end payday debt traps” and released several related documents, including a fact sheet and an outline of the proposal that will be presented to a panel of small businesses pursuant to the Small Business Regulatory...Articles
On September 17, Buckley Sandler filed an amici curiae brief on behalf of six industry associations in a Supreme Court case addressing the right to rescind a transaction under the Truth in Lending Act (TILA). In Jesinoski v. Countrywide , No. 13-684, the Court will consider whether borrowers must...Articles
Because investments in cybersecurity do not generate revenue, they can be a hard sell. At the same time, such investments generally lead to significant cost savings and can help a company avoid the reputational damage associated with a successful attack. In addition to devoting attention to reports...Articles
In the wake of the Dodd-Frank Wall Street Reform and ConsumerProtection Act and in light of the rapid pace of innovation in the online and mobile payments industry, those involved in payment systems need to understand the US regulatory scheme for privacy and data security under which they operate...Articles