Andrew W. Grant is an Associate in the Washington, DC office of Buckley Sandler LLP. Mr. Grant advises financial institutions and technology companies in compliance and regulatory matters, with a particular focus on federal and state consumer protection laws, including the Truth-in-Lending Act (TILA); the Telephone Consumer Protection Act (TCPA); the Equal Credit Opportunity Act (ECOA); Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); the Fair Debt Collection Practices Act (FDCPA); and the Electronic Fund Transfer Act (EFTA).
In particular, Mr. Grant's practice includes:
- Counseling clients on federal and state law issues related to credit cards, prepaid cards, retail installment plans (RISAs), and other methods of payment, including mobile payments and gift cards, throughout the life-cycle of the product
- Reviewing electronic signature and electronic records platforms for compliance with the Electronic Signatures in Global and National Commerce Act (ESIGN), the Uniform Electronic Transactions Act (UETA), other applicable state and federal laws, and various industry standards
- Representing clients on Consumer Financial Protection Bureau (CFPB) investigations, including investigations related to add-on products, mortgage servicing, and student loan counseling and collections
- Conducting UDAAP risk assessments for large financial institutions regarding rewards programs
Mr. Grant is on the firm's Green Team and has an active pro bono practice that includes volunteering at a local elementary school.
Mr. Grant received his J.D. from The American University, Washington College of Law in 2006 (magna cum laude), where he was a member of the International Law Review and a Fellow in the Marshall-Brennan Constitutional Literacy Program. Mr. Grant received a B.A. from American University in 2001 (cum laude). He was recognized as a Rising Star in Banking in 2014 and as a Rising Star in Banking and Consumer Law 2015-2016 by Super Lawyers.
On October 5, 2016, the CFPB issued its final rule on prepaid products, which both expanded the scope of its existing regulations on payroll cards and added significant new requirements. Payroll cards are the second largest segment in the U.S. open-loop prepaid product market and are the most...Webcast
When it comes to obtaining a consumer’s authorization for preauthorized electronic fund transfers, questions frequently arise over how-or even whether-companies can obtain the authorization as part of a telephone conversation. Not only must companies ensure that they comply with the Electronic Fund...Webcast
Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high degree of peer recognition and professional achievement. The selection process is multi-phased and includes independent research, peer nominations, and peer evaluations. We are proud...In The News
Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high degree of peer recognition and professional achievement. The selection process is multi-phased and includes independent research, peer nominations, and peer evaluations. We are proud...Press Releases
Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. The selection process is multi-phased and includes independent research, peer nominations and peer evaluations. In 2014,...In The News
Fredrick S. Levin and Andrew W. Grant Authored a Law360 Article, "2 Litigation Trends Offer Guidance On TCPA Compliance"
$76 million, $14.8 million, $12 million and $3.7 million. These numbers represent some of the Telephone Consumer Protection Act settlement agreements negotiated in 2017. As shown by these numbers, TCPA litigation continues to be a leading litigation risk for corporate America. Recently, several...Articles
Special Alert: Department of Defense Issues Interpretive Rule Regarding Compliance with the Military Lending Act
Today, the Department of Defense (“DoD” or “Department”) published in the Federal Register an interpretive rule regarding compliance with its July 2015 amendments to the regulations implementing the Military Lending Act (“MLA”). The July 2015 amendments will extend the MLA’s 36% military annual...Articles
The fifth edition of the Practising Law Institute’s Consumer Financial Services Answer Book was published this month, with 29 Buckley Sandler attorneys contributing to this leading desk reference. The 2016 edition of the Consumer Financial Services Answer Book continues to provide practitioners...Articles
On July 10, 2015, the Federal Communications Commission (‘‘FCC’’) released an omnibus Declaratory Ruling and Order (‘‘Order’’) aimed at ‘‘clarifying whether conduct violates the [Telephone Consumer Protection Act (‘‘TCPA’’)] and . . . detailing simple guidance intended to assist callers in avoiding...Articles
Compliance with the revised Department of Defense (“DoD”) regulations under the Military Lending Act (“MLA”) is not mandatory until October 3, 2016 or, for most credit cards, until October 3, 2017. However, as the recent implementation of the Dodd-Frank Act mortgage...Articles
On July 22, 2015, the Department of Defense (“Department”) released its final rule amending the regulations that implement the Military Lending Act (“MLA”), which means that a wider range of credit products—including open-end credit—offered or extended to active...Articles
Special Alert Update: OCC Revises Guidance Regarding Consumer Protection Requirements to Overdraft Lines and Protection Services
On March 6, 2015, the OCC issued its revised “Deposit-Related Credit” booklet (“DRC booklet”) of the Comptroller’s Handbook, which replaced the “Deposit-Related Consumer Credit” booklet issued on February 11, 2015 (previously covered in this Special Alert ). While the new booklet covers the same...Articles
Your bank customer has died. Her husband, who is well known to the bank, calls to discuss his deceased wife’s account and seeks to “add” his name to the account so he can access some of the funds for funeral expenses. You would like to help, but there are some obvious problems. For one, this is not...Articles
Special Alert: OCC Guidance Applies Consumer Protection Requirements to Overdraft Lines and Protection Services
UPDATE: On February 20, the OCC announced that it would be removing the “Deposited-Related Consumer Credit” booklet, originally issued on February 11, from its website. The OCC’s February 11 booklet seemingly required banks to change overdraft protection services, however the agency has since...Articles
Buckley Sandler lawyers played a prominent role in the publication of this leading desk reference on consumer financial services, published by the Practising Law Institute. The 2015 edition of this publication continues to provide practitioners with a core understanding of the laws governing...Articles
Social media is revolutionizing financial institutions’ relations with consumers, but the laws governing these interactions are not keeping up. Regulations created before the social media era have not been updated to address newly arising issues and concerns. As a first step, the Federal Financial...Articles
NACHA, the Electronic Payments Association, has just taken a step towards easing consumer payments via mobile devices. The Council for Electronic Billing and Payment, a subsection of NACHA, released its 'Quick Response Encoding for Consumer Bill Pay Guidelines, version 1.0,' in January. Margo H.K...Articles
Awards & Recognitions
- Super Lawyers 2016 Rising Star: Banking, Consumer Law
- Super Lawyers 2015 Rising Star: Banking, Consumer Law
- Super Lawyers 2014 Rising Star: Banking