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Jonice Gray Tucker
Very well connected in the regulatory world. Chambers USA


Jonice Gray Tucker represents corporate and individual clients in matters initiated by government regulators, as well as in private civil litigation and internal investigations. Ms. Tucker also counsels clients on compliance with consumer protection laws and supervision preparedness.

A Partner in Buckley Sandler LLP’s Washington, D.C., office, Ms. Tucker has extensive experience handling matters involving:

  • Allegations of unfair, deceptive, or abusive acts in violation of the Federal Trade Commission Act (UDAP, Section 5), the Consumer Financial Protection Act (UDAAP, Section 1036), and similar state laws
  • Federal and state consumer protection laws, including the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA), among others

Ms. Tucker focuses a substantial portion of her practice on representations involving government examinations, investigations, and enforcement actions relating to banking, consumer finance, and consumer protection laws. She has been representing financial institutions in matters involving the Consumer Financial Protection Bureau (CFPB) since it was first established, now having served as lead counsel in numerous investigations, enforcement actions, and supervisory matters. Beyond her CFPB work, Ms. Tucker has represented institutions in matters initiated by many other federal agencies, including the Department of Justice (DOJ), U.S. Department of Housing and Urban Development (HUD), Federal Trade Commission (FTC), Federal Reserve Board (FRB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), and Office of the Comptroller of the Currency (OCC), as well as state attorneys general and other state regulators such as the New York Department of Financial Services (NYDFS).

Ms. Tucker also has significant experience handling complex civil litigation involving financial institutions. These cases have included matters brought by private plaintiffs, as well as landmark cases brought by government entities.

Ms. Tucker’s representations have included:

  • Representing numerous banks and non-banks in CFPB in investigations, enforcement action, and escalated supervisory matters alleging UDAAPs in the sale, marketing, and/or servicing of ancillary products
  • Representing a credit reporting bureau in a CFPB enforcement action alleging UDAAP and FCRA violations relating to educational credit score and negative option billing
  • Representing several student loan industry participants in investigations initiated by the CFPB and state regulators, including matters closed without further action
  • Representing a top U.S. bank in precedent-setting lawsuits brought by municipalities, under the FHA, in the wake of the foreclosure crisis
  • Representing a top U.S. bank in concurrent investigations and enforcement actions by the DOJ, the OCC, and the FRB related to allegations of discriminatory mortgage lending practices
  • Representing several bank and nonbank entities in concurrent investigations initiated by the FHFA related to the FHFA’s investments in residential mortgage back securities
  • Representing two large, non-bank mortgage servicers in landmark enforcement actions brought by the FTC
  • Representing a large bank in connection with the settlement of a nationwide class action alleging mortgage fraud and predatory lending
  • Representing several non-bank servicers in consumer protection investigations and enforcement actions brought by state attorneys general, including multistate groups
  • Assisting bank and nonbank finance companies with the development and/or enhancement of compliance management systems

Ms. Tucker has been recognized in Chambers USA as a leading lawyer in the area of Financial Services Regulation: Banking (Enforcement & Investigations), where she was described as "very knowledgeable in the area," "very defense-oriented in terms of thinking about the risks," and "our go-to person for matters relating to the CFPB." She also has been recognized by Best Lawyers in the areas of Banking and Finance Law.” Ms. Tucker also serves on the Board of Regents of the American College of Consumer Financial Services Lawyers, and has been named to the Super Lawyers list in the areas of banking, consumer law, and civil litigation defense.

Ms. Tucker has been featured in Washingtonian magazine’s "Top Lawyers" issue in an article focusing on the path to partnership, a "Meet the Women Rainmakers" segment of Law Practice Today, and in Law360's "Rainmaker" series. She also was selected for Legal Bisnow’s 2015 edition of "40 Top Lawyers Under 40." Ms. Tucker has published articles on a wide variety of legal issues impacting financial institutions, and is a frequent speaker on the industry, particularly on matters relating to the CFPB. 

Ms. Tucker is firmly committed to providing pro bono legal services to members of our community who cannot afford to pay for counsel. She has been recognized for her outstanding work in a pro bono capacity, including her work on a highly-publicized habeas corpus case, which led to the overturning of a wrongful criminal conviction in Conley v. United States (1st Cir.).

Ms. Tucker is active in the American Bar Association, where she is Chair of the Banking Law Committee. She also has served in subcommittee leadership within the Consumer Financial Services Committee. She serves on the Executive Committee of the Board of Directors for the Legal Aid Society of D.C., and the Board of Trustees for the Washington Lawyers’ Committee for Civil Rights and Urban Affairs. She also serves on the Board of Directors of the Kolar Charitable Foundation.

Prior to joining Buckley Sandler as a founding partner in 2009, Ms. Tucker practiced with the litigation group at Skadden Arps, where she specialized in Consumer Financial Services. Before entering private practice, she served as a law clerk to the Honorable Marvin J. Garbis of the U.S. District Court for the District of Maryland. Ms. Tucker holds a J.D. from Yale Law School and a B.A. from the University of Virginia (Phi Beta Kappa).

Very well connected in the regulatory world. Chambers USA

Webcasts & Speaking Engagements

In The News

Articles & Special Alerts

Awards and Recognitions

Awards & Recognitions

  • Chambers USA 2016-2018: Band 3, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Legal 500 2018: Recognized in Financial Services: Litigation
  • Savoy –  2018 Most Influential Black Lawyers 
  • Minority Corporate Counsel Association 2018 – Named a Top Rainmaker
  • Best Lawyers 2018: Banking and Finance Law
  • Super Lawyers 2018: Consumer Law, Civil Litigation: Defense, Banking
  • Super Lawyers 2017: Consumer Law, Civil Litigation: Defense, Banking
  • Super Lawyers 2016: Consumer Law, Civil Litigation: Defense, Banking
  • Chambers USA 2015: Up and Coming, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Super Lawyers 2015: Consumer Law, Civil Litigation: Defense, Banking
  • LegalBisnow 2015 Trending 40 Under 40
  • Law360 Minority Powerbroker Series
  • Chambers USA 2014: Up and Coming, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Super Lawyers 2014: Consumer Law, Civil Litigation, Banking
  • Fellow, American College of Consumer Financial Services Lawyers
  • Super Lawyers 2013: Banking, Consumer Law, Civil Litigation Defense
  • Law360 Rainmaker Series
  • September 2007: Stakeholder 100 Award
  • International Union of Police Associations, October 2006: President's Award


  • J.D., Yale University, 2000
  • B.A., University of Virginia, 1996 (Phi Beta Kappa)


  • District of Columbia
  • Maryland
  • U.S. District Court, District of Columbia
  • U.S. District Court, District of Maryland
  • U.S. Court of Appeals for the First Circuit
  • U.S. Court of Appeals for the Fourth Circuit

Government Service

    • Law Clerk, Hon. Marvin J. Garbis, U.S. District Court, District of Maryland

Memberships & Involvements

    • Chair, American Bar Association - Banking Law Committee
    • Former Chair of Fair Access to Services Subcommittee, American Bar Association - Consumer Financial Services Committee
    • Board of Regents, The American College of Consumer Financial Services Lawyers
    • Executive Committee, Board of Directors, Legal Aid Society of the District of Columbia
    • Board of Trustees, Washington Lawyers' Committee for Civil Rights and Urban Affairs
    • Board of Directors, The Kolar Charitable Foundation
    • Advisory Board, Ron Brown Scholars Program
    • Chair, Buckley Sandler Diversity Committee

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