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Joseph M. Kolar
An enviable reputation for his consumer finance regulatory compliance of the go-to guys in this space. Chambers USA


Joe Kolar is a founding Partner of Buckley Sandler LLP, resident in the Washington, DC office. Mr. Kolar regularly counsels financial institutions, financial services companies, mortgage lenders and servicers, mortgage insurers, national trade associations, nonprofits, and others in complying with mortgage and consumer loan contracts and lending and servicing regulations, including those relating to real estate settlement procedures (RESPA), truth in lending (TILA), ability to repay, loan originator compensation, appraisals, equal credit opportunity (ECOA)/fair housing/fair lending/fair servicing, privacy, fair credit reporting (FCRA), electronic signatures and records (ESRA), escrows, flood insurance, lender-placed insurance, debt collection, loss mitigation and foreclosures, federal preemption, community reinvestment (CRA), disclosures, state law and regulations, and licensing.

In addition to closely monitoring the regulatory and enforcement activity of the Consumer Financial Protection Bureau (CFPB), Mr. Kolar advises on Federal Housing Administration-insured and Department of Veterans Affairs-guaranteed single-family loan programs, Ginnie Mae guaranteed securities programs, and the programs and policies of Fannie Mae and Freddie Mac as they relate to loan origination, servicing, and secondary market transactions. In addition, Mr. Kolar frequently represents mortgage lenders and others in negotiating joint ventures, marketing and internet origination agreements and vendor agreements, as well as other contracts used or needed by a wide variety of financial services companies.

Mr. Kolar is a member of the Consumer Financial Services Committee of the American Bar Association, where he is a past Co-chair of the Housing Finance and RESPA Subcommittee, and a member of the American College of Consumer Financial Services Lawyers. Prior to practicing law, Mr. Kolar worked as a staff member for former U.S. Representative Jim Leach (R-IA).

Mr. Kolar currently serves on the Board of Directors of the Legal Counsel for the Elderly, which is associated with AARP, and of Samaritan Ministry of Greater Washington, and is President of the Kolar Charitable Foundation of Buckley Sandler. 

Mr. Kolar received a J.D. from the Georgetown University Law Center in 1985 (cum laude), where he was an Associate Editor of The Tax Lawyer, and a B.B.A. from the University of Iowa in 1982.

An enviable reputation for his consumer finance regulatory compliance of the go-to guys in this space. Chambers USA

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Awards and Recognitions

Awards & Recognitions

  • Best Lawyers 2018: Banking and Finance Law
  • Chambers USA 2010-2017, Band 1, Financial Services Regulation: Consumer Finance (Compliance)
  • Best Lawyers 2017: Banking and Finance Law
  • Best Lawyers 2015: Banking and Finance Law
  • Chambers USA 2008 and 2009, Band 1, Consumer Financial Services Regulation


  • J.D., Georgetown University, 1985 (cum laude)
  • B.B.A., University of Iowa, 1982


  • District of Columbia
  • Maryland
  • Virginia (associate membership)

Government Service

    • Staff Member for former U.S. Representative Jim Leach (R-IA)

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