Kari K. Hall counsels financial services companies on regulatory, compliance and enforcement matters, with a focus on consumer lending and retail banking.
As Counsel in the Washington, D.C., office of Buckley Sandler LLP, Ms. Hall advises clients on a variety of regulatory compliance and risk management matters, including fair lending, fair servicing, disparate impact, redlining, Unfair, Deceptive or Abusive Acts or Practices (UDAAP)/Unfair or Deceptive Acts or Practices (UDAP), Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), deposit account, overdraft protection, and electronic fund transfer issues. Ms. Hall represents clients in internal reviews and investigations, as well as examinations, investigations and enforcement actions by the Department of Justice (DOJ), the Consumer Financial Protection Bureau (CFPB), the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board, the Federal Deposit Insurance Corporation (FDIC), the Department of Housing and Urban Development (HUD), and state regulators.
Recent matters include:
- Advising a bank during multiple CFPB examinations, including responding to exam requests, Potential Action and Request for Response (PARR) letters, supervisory letters, and Civil Investigative Demands (CID)
- Performing a comprehensive CFPB readiness review across business and operational lines for a large nonbank auto and small dollar lender
- Negotiating the detailed requirements of and working with a bank and its settlement administrator to facilitate compliance with a large indirect auto settlement agreement
- Representing a large specialty mortgage lender with a multi-agency fair lending investigation and internal review
- Conducting an Electronic Fund Transfer Act and Regulation E review and risk assessment for a large on-line bank
Prior to joining Buckley Sandler, Ms. Hall was at an Am Law 200 firm, and Assistant Vice President and Counsel at Fifth Third Bank in Cincinnati, where she supported retail banking, retail operations, and bank protection as primary legal counsel.
Ms. Hall received her J.D. from the University of Cincinnati and her B.S. from Miami University.
Buckley Sandler Webcast: The Community Reinvestment Act of 1977 - Examination Trends and Regulatory Developments
Buckley Sandler attorneys Warren Traiger , Jeff Naimon , and Kari Hall held a discussion designed to assist in-house legal and compliance staff in understanding regulatory developments and preparing for Community Reinvestment Act (CRA) examinations. The webcast featured remarks from Warren Traiger...Webcast
Buckley Sandler Fair Lending Today 2016 Conference: Supervisory and Enforcement Trends in Fair Lending and UDAAP
Matthew Previn moderated and Andrea Mitchell, Jonice Gray Tucker, and Kari Hall spoke on the “Supervisory and Enforcement Trends in Fair Lending and UDAAP” panel at Buckley Sandler’s eighth annual Fair Lending Today Conference on Monday, March 14, 2016 in Washington, DC...Speaking Engagement
Consumer complaint management has been top of mind for the Consumer Financial Protection Bureau since the agency opened its doors in July 2011. Through its public and non-public actions, the Bureau has clearly shown that it uses consumer complaints as a driving force in determining its priorities,...Webcast
Buckley Sandler Fair Lending Today Conference: Fair Lending Game Changers: The CFPB's HMDA Rule and the Conflation of CRA and the Anti-Discrimination Laws
Kari Hall and Warren Traiger spoke at the firm’s 2015 Fair Lending Today Conference on Monday, March 16 in Washington, DC. Their panel was titled, “Fair Lending Game Changers: The CFPB’s HMDA Rule and the Conflation of CRA and the Anti-Discrimination Laws.”...Speaking Engagement
ACI/CLE Webinar: "What's 'Fair and Reasonable' in Financial Services? Government Priorities in 2014 and Beyond"
Jonice Gray Tucker served as planning chair and presenter for the ACI/CLE webinar titled " What's 'Fair and Reasonable' in Financial Services? Government Priorities in 2014 and Beyond" on October 1, 2014. Buckley Sandler Associate Kari Hall moderated this webinar. Click here to learn more about...Speaking Engagement
ACI-CLE Webinar: "What's 'Fair and Responsible' in Financial Services? Government Priorities in 2014 and Beyond"
Kari Hall moderated the ACI/CLE webinar titled "What's 'Fair and Reasonable' in Financial Services? Government Priorities in 2014 and Beyond" on October 1, 2014. Click here to learn more about this webinar.Speaking Engagement
Buckley Sandler LLP hosted its eighth annual Fair Lending Today conference in Washington, DC on March 13-14, 2016. The two-day event featured an evening of interactive roundtable discussions on fair lending issues, followed by a full day of seminars. The sessions were led by Buckley Sandler...In The News
Buckley Sandler LLP hosted its annual Fair Lending Today conference in Washington, DC, March 15-16, 2015. The two-day event featured an evening of interactive roundtable discussions on fair lending issues, followed by a full day of seminars. The roundtables and seminars were led by Buckley Sandler...Press Releases
WASHINGTON, DC (January 6, 2015) – Buckley Sandler LLP announced today that Paige Ammons , Kari K. Hall , Mehul N. Madia , , Ryan S. Pollard , and John B. Williams III , residents in the firm’s Washington, DC, office, have been promoted to counsel, effective January 1, 2015. These promotions follow...Press Releases
On Oct. 15, 2015, the Consumer Financial Protection Bureau (the CFPB or the Bureau) issued its long-awaited final rule amending and drastically expanding the mortgage loan application data reporting requirements under Regulation C and the Home Mortgage Disclosure Act (HMDA). Lenders that are...Articles
On July 16, 2015, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) launched the first in a new series of monthly complaint reports highlighting key trends from consumer complaints submitted to the CFPB. Importantly, its monthly report provides significant detail on the complaints the...Articles
To paraphrase a poem by the great Dr. Seuss, Oh, the places they’ve been. Oh, the places they’ll go! Consumer complaint management has been top of mind for the Consumer Financial Protection Bureau since the agency opened its doors in July 2011. Under the Dodd-Frank Act, matters related to the...Articles
- Auto Finance
- Bank Counseling & Compliance
- Bank Secrecy Act/Anti-Money Laundering & Sanctions
- Consumer Finance
- Consumer Financial Protection Bureau
- Credit, Debit & Prepaid Cards
- Enforcement Actions & Investigations
- Fair Lending
- Private Banking
- Retail Banking
- Unfair, Deceptive, and Abusive Acts and Practices
- J.D., Cincinnati College of Law, 2003
- B.S., Miami University, 1996
- District of Columbia